Sinking funds can help you achieve your financial goals and reduce your money management stress. Find out how you can use sinking funds to improve your life and your finances.  What Is A Sinking Fund? A sinking fund is a method of saving small amounts of money on a monthly basis in order to save for a large purchase or ...

You’ve probably heard of the FIRE movement by now and are wondering what the hype is all about. Many people, especially millennials, are joining the FIRE movement in flocks in hopes of retiring early. Find out what the FIRE movement is, how it started and some tips to get you moving in the right direction. What Is The FIRE Movement? ...

This common sentiment after buying a home is easy to prevent, you just have to spend some time before you buy. Find out ways to avoid home buyer’s remorse as well as several strategies to overcome the feeling after you buy.  What Is Home Buyer’s Remorse? Home buyer’s remorse is a feeling of regret after purchasing a house or other ...

Spend money on what you want and learn how to be frugal with your other expenses. It will take some effort, but it’s worth it. Find out how our frugal living habits help us get more out of our money. What Is Frugal Living? The term “frugal living” sometimes gets a bad reputation. Even Merriam-Webster claims that “those who are ...

VantageScore is the second most commonly used consumer credit scoring model, only behind FICO. Consumers with new credit can actually benefit from VantageScore as they may not qualify for FICO credit scores. Although VantageScore credit scores are not used by lenders as much as FICO scores, they are used widely in some consumer credit categories, like credit cards. So it’s ...