Say hello to the real world, filled with bills, debt and credit scores. On the flip side, it can also have exciting stuff in it, like achieving financial independence and reaching goals you set out for yourself. The key to being successful financially is building a solid foundation of good habits. This means learning a bit about personal finance so ...

Don’t be caught saying, “I wish I had known that before.” Ask any homeowner what they regret not knowing before they bought their home and you’ll hear an array of tips. As a prospective home buyer, take some time to learn about the ins and outs of buying a property so that you can avoid making one of these most ...

The last words you want to hear…“your credit limit was lowered.” Credit card issuers are feeling the strain of the Coronavirus pandemic too – and that may have led to your credit card limit being lowered. This is not unprecedented, some credit card issuers also cut consumers’ credit limits during the 2008 financial crisis. This is done to minimize the ...

It may be tempting…but you could get burned. While we are all seeking ways to slim down our budgets, there are some monthly costs that simply should not be eliminated. They may lower your monthly budget now, but the reality is that you might end up shelling out a lot of cash later. Read on to find out what you ...

Want to see how that $5 coffee you just bought could instead be a vacation or a down payment for a car? It only requires a simple change of perspective to view regular expenses differently. Sticking to a budget is difficult, but this strategy will help you shift your mindset about spending money in general. Learn how to achieve your ...