Only 41% of adults in the US would be able to cover a $1,000 unexpected expense, according to a 2020 survey by Bankrate. Having an emergency fund can prevent you from going into debt and help you avoid extra stress when the unexpected happens. Find out the top 6 questions answered about emergency funds so you can get prepared and ...

Do you have a clear picture of your personal finances? Your net worth is a measure of your financial health. It also is a tool to evaluate your financial progress over time to help you reach your goals. Learn more about why you should track your net worth and get started with our net worth tracker spreadsheet. Why Track Your ...

If schools actually prepared students for the real world, Personal Finance 101 would be required. Since it’s not, we put together a quick guide to personal finance with the lessons based on funny financial memes.  Find out the basics of personal finance with a fun twist.  1. Debt Is No Joke Something we learned the hard way was how high ...

We challenged our readers to join us for a no spend month and promised we would provide an honest review of our experiences. It’s finally here! If you missed our first post about our no spend month challenge and rules, check it out here.  Our No Spend Month Challenge Our goal was to gain insight into our spending habits and ...

Does it surprise you that over one-fifth of homeowners in the US are considered house poor? If you are just starting the home-buying process, learning what “house poor” means can help you spend within your means. For homeowners, there are ways to get yourself out of the “house poor” dilemma.  What Does House Poor Mean? The term “house poor” refers ...