Lenders paint a rosy picture of refinancing, but do you really know the truth about refinancing your mortgage? Taking the time to learn more about refinancing can save you thousands of dollars – as well as prevent unnecessary stress.  What Is Mortgage Refinancing? When you refinance your mortgage, your original loan is paid off through the refinancing process and you ...

Practicing gratitude regularly has been shown to impact how people make decisions about their finances in countless ways. Taking the time to personally express gratefulness can truly transform your finances and your life. Find out 6 ways gratitude can positively impact your financial situation and several ways you can start practicing gratitude today.  Gratitude Reduces Impulse Buying  Over half of ...

About 69% of college students who graduated in 2019 took out student loans according to Student Loan Hero. Of those students, the average student loan balance was $29,900. Many student loan borrowers are still paying their loans years and even decades after graduating, but is it possible to pay them off early?  Meet Brendan – he paid off $26.7K of ...

Your credit score has a significant impact on your finances and even your life. The key is to start paying attention to your credit score before you need it – otherwise it may be too late to improve it. Find out why your credit score is important and a couple times when it’s not.  What Are Credit Scores Credit scores ...

There are many words you may use to describe managing your finances, like time consuming, stressful and complicated. What about simple? Yes, you read that right. Imagine how you would feel if managing your finances was simpler. Find out 10 ways to simplify your finances, guaranteed to reduce stress and actually improve your financial health.  Why Simplify Your Finances? Managing ...